• Minimum deposit of $25.00 required for membership

  • Dividends are compounded and credited quarterly

  • Minimum withdrawal amount is $5.00

  • Free Notary Service

  • Free Home Banking

  • No minimum balance required

  • No monthly check limits

  • No hidden fees

  • Low cost checks

  • Free Travelers Checks

  • Debit your account for monthly bills

  • Direct deposit

  • Overdraft protection

  • Free Debit/ATM card

 

  • Minimum deposit of $1000.00 required to open account

  • Dividends are compounded and credited monthly

  • Minimum balance requirement is $1000.00

  • No minimum balance required

  • Dividends are compounded and credited quarterly

 


Loans Savings Certificates

Shared Secured
This loan is designed to borrow against your share account balance to provide you with a lower rate than an unsecured loan.
TermAPR*
36 Months2% above the current rate of shares or CD's
Signature Loans
This loan can be used for a variety of reasons such as bill consolidation, auto repair, family emergencies, etc. **
TermAPR*
36 Months9.90% to 18.00%
New Autos
Financing your new auto with your credit union is the way to go. Take the rebate offered by dealership and finance with us, you are guaranteed to save. 100% of Retail Value.
TermAPR*
Up to 72 MonthsAs Low As 2.99%
Used Autos
We will finance Loan Value or average retail / trade-in/loan value.
TermAPR*
60 Months3.25% and up
54 Months3.25% and up
48 Months3.25% and up
36 Months3.25% and up
Classic Cars12.00% (90%) NADA
Model years financed as used:
Year ModelMax. Financing
2012-2011-2010-200960 Months
200854 Months
200748 Months
200636 Months
Classic Cars36 Months
Helping Hand Loans
This loan can be used for a variety of reasons such as bill consolidation, auto repair, family emergencies, etc. **
TermAPR*
3 months18.00%
Personal loans, Car, Helping Hand all have $20.00 application fee.
   
   
            
     
 
MAILING ADDRESS •   400 N State of Franklin Rd Johnson City, TN 37604
  Nationwide Mortgage Licensing System & Registry Mortgage Loan Originator Parolea M. York ID Number •   1020342
  EMAIL MEMBER SERVICES •   memberservices or yorkpm@msha.com
  HOSPITAL OFFICE •   400 North State of Franklin Road
Johnson City, TN 37604

423-431-6361                                                                                   Business Hours: Monday, Tuesday, Thursday, Friday: 7:30 - 4:00 PM Wednesday  7:30-12:00 PM
  NORTHPOINT BRANCH OFFICE •   1021 West Oakland Avenue
Johnson City, TN 37604
423-952-3120
Lobby Hours:
   Monday, Tuesday, Thursday, Friday: 10:00 - 2:00 PM
   Wednesday  7:30 - 12:00 PM

Drive Thru Hours:
   Monday, Tuesday, Thursday, Friday: 7:30 - 4:00 PM
   Wednesday  7:30 - 12:00 PM
  FRANKLIN WOODS COMMUNITY HOSPITAL •   300 Med Tech Parkway
Johnson City, TN 37604
423-302-1163 - Fax 423-302-1162
Business Hours: Monday, Tuesday, Thursday, Friday: 7:30 - 3:00 PM PM Wednesday  7:30-12:00 PM
  Questions @ site•   web master
  Lost or Stolen ViSA Debit Cards •

 

  1-800-472-3272