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| Shared Secured |
| This loan is designed to borrow against your share account balance to provide you with a lower rate than an unsecured loan. |
| Term |
APR* |
| 36 Months |
6.00% |
| Signature Loans |
| This loan can be used for a variety of reasons such as bill consolidation, auto repair, family emergencies, etc. ** |
| Term |
APR* |
| 36 Months |
9.90% to 18.00% |
| New Autos |
| Financing your new auto with your credit union is the way to go. Take the rebate offered by dealership and finance with us, you are guaranteed to save. 100% of Retail Value. 2006 - 2007 |
| Term |
APR* |
| Up to 72 Months |
As Low As 2.99% |
| Used Autos |
| We will finance Loan Value or average retail / trade-in/loan value. |
| Term |
APR* |
| 60 Months |
3.25% and up |
| 54 Months |
4.50% and up |
| 48 Months |
4.75% and up |
| 36 Months |
5.00% and up |
| Classic Cars |
12.00% (90%) NADA |
| Model years financed as used: |
| Year Model |
Max. Financing |
| 2010, 2011, 2012 |
60 Months |
| 2008 - 2009 |
54 Months |
| 2007 |
48 Months |
| 2006 |
36 Months |
| Classic Cars |
36 Months |
| Helping Hand Loans |
| This loan can be used for a variety of reasons such as bill consolidation, auto repair, family emergencies, etc. ** |
| Term |
APR* |
| 6 Pay Periods |
18.00% |
*APR is
Annual Percentage Rate.
** The Fair Isaac score on the member's
credit report determines the rate on the
signature loan. Rates may change
weekly. Request permission to change
all rates to meet market demands.
Mortgage rates to be determined every
Tuesday or daily, if necessary. *** Loan
subject to credit approval.
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You
must have Internet Explorer 4.0 or Netscape 4.0 or
higher for this calculator to work properly.
Fill in any three parameters and the fourth value
will be computed. The payment amount
calculated is an approximation and may vary from the
actual payment amount disclosed.
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MORTGAGE
CALCULATOR |
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If you are not currently a member of MSCU , you will need to
join before we can process your loan request.
There are two ways to fill out the loan application form. You can choose to download the PDF and either fax or bring in the completed form. Our fax number is 1-423-431-2900. You will need Adobe Acrobat Reader in order to download or view the PDF application. If you do not have Acrobat Reader, please click the icon below for a free download of the software. Also, please be sure to sign your completed application.
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EMAIL MEMBER SERVICES • |
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memberservices |
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HOSPITAL OFFICE • |
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 400 North State of Franklin
Road
Johnson City, TN 37604
423-431-6361
Business Hours: Monday, Tuesday, Thursday, Friday:
7:30 - 4:00 PM Wednesday 7:30-12:00 |
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NORTHPOINT BRANCH OFFICE • |
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1021 West Oakland Avenue
Johnson City, TN 37604
423-952-3120
Business Hours: Monday, Tuesday, Thursday, Friday: 7:30 - 4:00
PM Wednesday 7:30-12:00
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FRANKLIN WOODS COMMUNITY HOSPITAL • |
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300 Med Tech Parkway
Johnson City, TN 37604
423-302-1163 - Fax 423-302-1162
Business Hours: Monday, Tuesday, Thursday, Friday: 7:30 - 3:00
PM Wednesday 7:30-12:00
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